Product Overview
Gain access to a strong, recent revolving account with AMERICAN EXPRESS as an AUTHORIZED USER , carrying a $3,000 – $45,000 limit and a flawless payment record since its opening in 2023. This authorized-user tradeline is engineered for measurable impact across ALL the major consumer bureaus ... You will not have card access this is for credit score optimization purposes only. Perfect for consumers building stability or entrepreneurs preparing for major funding applications.
✅ Account Type: American Express Revolving Credit Account✅ Account Opened: 2003✅ Credit Limit Range: $3,000 – $45,000✅ Status: Open / Active / Excellent Standing✅ Payment History: 100% On-Time (2003 – 2025)✅ Reporting Bureaus: Experian • Equifax • TransUnion
Why This Tradeline Matters
High Credit Limit: Up to $45,000 reported — significantly lowers credit-utilization ratios.
Recent Activity (2003 – 2025): Signals fresh positive credit management to lenders.
Solid Account Tenure: Authorized-user status remains active for 4 – 7 years, supporting long-term score stability.
Major Bank Tradeline: Wells Fargo tradelines carry strong recognition within automated underwriting and risk-model algorithms.
Ideal For
Consumers building credit after limited or thin file history
Borrowers preparing for mortgage or auto financing qualification
Individuals recovering from derogatory accounts or re-establishing positive history
Business owners strengthening personal credit for commercial loan applications